But that amount of effort would be sufficient to elevate most women who have similar ages, similar BMIs, and a face in the top quartile.
That’s just trivially true, isn’t it? Among women who were already pre-selected to have similar faces, ages and BMI’s to movie starts most of them can be made extremely attractive, with the help of right makeup, clothes, context and so on.
But this is not how people talk about female sexual attractiveness! People, especially women, talk about it as if there’s a significant, native difference in supermodels’ broad appeal.
The difference is that some people happen to be part of this group of women with similar faces, ages and BMI’s to movie starts and some do not. There is no contradiction here.
She’s an outlier, but an outlier in the sense that someone who’s 6′2″ is an outlier, not an outlier like Michael Jordan is an outlier.
I’d say, more of an outlier than being 6′2, less of an outlier than Michael Jordan.
The reason women talk like this
Basically, because society as a whole actively conditions women that their looks is the most important thing about them. This includes some of the factors that you’ve mentioned.
Loans/investments is a red herring here. Have you read Meditations on Moloch? Consider the example from there:
This sufficiently intense competition that pushes everyone to the worst practices just doesn’t exist for landlords.