I don’t usually comment on here, but I wanted to mention that my friend had his entire connected bank account drained by PayPal (by a third party, but PayPal did nothing about it), and that simply not holding a balance within PayPal is not enough. You have to close the PayPal account.
I can’t provide evidence of this, but you can see similar stories online.
Software: emacs
Need: Code editor (and personal information management system, and the only good git ui, and an email client, and...)
Other programs I’ve tried: Sublime Text, Atom, VsCode, vim
Why emacs is the best: Emacs can be whatever you want it to be. It can do everything and anything, all in one unified space where all your keybindings work, all your plugins work, etc. There is literally nothing you can’t change about it, and people have created many “modes” for it that do a lot of things. In particular, org-mode renders all of those todo apps pointless, because it’s way better, and really the only viable option for personal information management. If you would rather a ui for git than just use the command line, magit (an emacs mode) is also your only viable option.
Don’t bother with it though if you don’t have some time to invest in learning it (same goes for any powerful tool). I also use evil mode because more thought went into vim keybindings than emacs ones. Honestly, emacs feels kind of like an accident that’s evolved over time to become amazing (think JavaScript), and so there are some terrible defaults and so on, but the roughness around the edges can be changed, so I’d recommend using Doom emacs to start, because they’ve already done the job of creating a good set of defaults.