[Question] Do we have terminology for “heuristic utilitarianism” as opposed to classical act utilitarianism or formal rule utilitarianism?

I recently had a discussion with a fellow rationalist about the strengths and weaknesses of utilitarianism. We realized that our disagreement was at least in part one of words:

  • When he said utilitarianism, I gather that he meant “trying to predict and calculate utility as precisely as possible for each decision you make”. (This is often infeasible in practice, for several reasons.)

  • When I say utilitarianism, I mean “having maximum utility as a terminal goal and using any convenient heuristics to approximate that terminal goal”.

The utilitarianism I describe is not necessarily rule utilitarianism, because I am not necessarily trying to establish a clear set of rules to follow. It is more of a “winging it”-utilitarianism: I try to guess which action will lead to greater utility if feasible, but often I fall back on guidelines like “tell the truth whenever reasonably convenient” and “only go by car if the alternative is too slow or painful”.

Does this make sense? Is this kind of thing distinct from the recognized classical kinds of utilitarianism? Do we have any terms for this sort of thing?

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