This is more or less the premise of Greg Egan’s short story “The Discrete Charm of the Turing Machine”, published in the collection “Instantiation”. There is no UBI, all real work is done by robots and AI, and everyone lives in constant fear of being thrown out onto the street. But SOMEHOW, everyone manages to find SOME paying job which JUST EXACTLY satisfies them. Naturally, everyone feels grateful for their incredible luck, and does not realize how they are being played.
As an example, one laid-off character “found” an anonymous rich patron who pays him to write erotic fiction, and to bake cakes decorated with edible illustrations for that fiction. He always enjoyed writing erotica, but never baked before. He quickly learned to bake and became quite good at it. Now he prays the rich patron does not die or find someone more skilled. Unbeknown to him, every cake ends up in trash, since the “rich patron” is an AI.
I tell my car’s GPS to calculate route to some destination. I begin to follow that route. Then I veer off for some reason (say, I need to stop at some store). The GPS recalculates the route from my new position. Then again. And again. Until I finally get to my destination.
More than once it occurred to me that no human being would put up with this kind of thing for long. But AI have no capacity for frustration, nor a need to feel appreciated.