And, for what it’s worth, the rates in neighboring Austria are very similar.
And I am quite sure that mortgage rates aren’t low due to subsidies. The market is very competitive and banks are willing to offer you discounts just to convince you to refinance.
Though, there is a lots of mobility in the market. Government caps the fine for premature payment to 1% of the unpaid amount.
I mentioned Slovakia, not Serbia.
And, for what it’s worth, the rates in neighboring Austria are very similar.
And I am quite sure that mortgage rates aren’t low due to subsidies. The market is very competitive and banks are willing to offer you discounts just to convince you to refinance.
Though, there is a lots of mobility in the market. Government caps the fine for premature payment to 1% of the unpaid amount.