How do you go about having a low cost of living? (I think I know how one goes about having a good job.) My best attempts at being a total cheapskate still have me spending my whole 8000 SEK monthly income. Okay, sure, I eat at cafeterias rather than packing lunch, and I buy fresh vegetables rather than eat lentils everyday, but you’re a freaking fashion plate!
I don’t know if you’ll be able to translate to SEK, but here’s my canadian dollar budget:
3000/month income after tax -100/month food -400/month housing -300/month personal spending
The rest (2200) is for savings and SI (not that I’ve organized a monthly $1k yet or anything).
$100 for food: people are consistently amazed at this one. Oatmeal + milk + granola for breakfast. Eggs + english muffins + cheese + mayonaise + celery + peanut butter + carrots + leftovers for lunch. Cheap meat and veggies and rice and such for dinner. I shop at the local grocer for meat and veggies, and Real Canadian Superstore for everything else.
The trick is to be strict about it. Put your money in a box at the begin of the month, eat fucking beans and rice for a week if you blow the budget. You learn quick this way. Only problem is cooking. Eats up like 4 hours a week.
$400 for housing: live with roommates, and rent.
$300/mo personal: that’s actually a lot of money, but you do have to be careful, you can’t be buying a new jacket every month, or you won’t be able to buy anything else. Again, strict budgeting.
I hope this helps people become more effective altruists!
I think the largest component of it is spending all of my free time online rather than going out for adventures. Such excursions often end up costing quite a bit, and so long as my interests are occupied by free internet, I don’t get any urge to buy “stuff”. Also, my taxes are lower due to the large amount of my donations.
I allow myself to splurge when my money builds up, typically on Projects that keep me deeply interested in a whole new facet of society or personal development for some time, but with a budget typically limited to $3000 or less.
I rent a small room in a shitty neighborhood (3200 SEK a month) and have no kids. Stockholm is kinda expensive to live in but I expect the education and subsequent job opportunities to make up for it.
[Looks up SEK exchange rate] Well, 8000 SEK doesn’t sound like that much, after all.
For comparison, Julia Wise and Jeff Kaufman spend $22K/year (i.e. 12000 SEK/month, 6000 each), and I guess it’s cheaper to be a couple than two single individuals. (FWIW, I spend about as much as each of them, but I live in Italy—it would have been very hard for me to live on that little in Ireland.)
How do you go about having a low cost of living? (I think I know how one goes about having a good job.) My best attempts at being a total cheapskate still have me spending my whole 8000 SEK monthly income. Okay, sure, I eat at cafeterias rather than packing lunch, and I buy fresh vegetables rather than eat lentils everyday, but you’re a freaking fashion plate!
I don’t know if you’ll be able to translate to SEK, but here’s my canadian dollar budget:
3000/month income after tax
-100/month food
-400/month housing
-300/month personal spending
The rest (2200) is for savings and SI (not that I’ve organized a monthly $1k yet or anything).
$100 for food: people are consistently amazed at this one. Oatmeal + milk + granola for breakfast. Eggs + english muffins + cheese + mayonaise + celery + peanut butter + carrots + leftovers for lunch. Cheap meat and veggies and rice and such for dinner. I shop at the local grocer for meat and veggies, and Real Canadian Superstore for everything else.
The trick is to be strict about it. Put your money in a box at the begin of the month, eat fucking beans and rice for a week if you blow the budget. You learn quick this way. Only problem is cooking. Eats up like 4 hours a week.
$400 for housing: live with roommates, and rent.
$300/mo personal: that’s actually a lot of money, but you do have to be careful, you can’t be buying a new jacket every month, or you won’t be able to buy anything else. Again, strict budgeting.
I hope this helps people become more effective altruists!
This article by Roger Ebert on cooking is, I suspect, highly relevant to your interests. Mine too, as a matter of fact.
I think the largest component of it is spending all of my free time online rather than going out for adventures. Such excursions often end up costing quite a bit, and so long as my interests are occupied by free internet, I don’t get any urge to buy “stuff”. Also, my taxes are lower due to the large amount of my donations.
I allow myself to splurge when my money builds up, typically on Projects that keep me deeply interested in a whole new facet of society or personal development for some time, but with a budget typically limited to $3000 or less.
It also depends, among other things, on where you live and whether you have children.
I rent a small room in a shitty neighborhood (3200 SEK a month) and have no kids. Stockholm is kinda expensive to live in but I expect the education and subsequent job opportunities to make up for it.
[Looks up SEK exchange rate] Well, 8000 SEK doesn’t sound like that much, after all.
For comparison, Julia Wise and Jeff Kaufman spend $22K/year (i.e. 12000 SEK/month, 6000 each), and I guess it’s cheaper to be a couple than two single individuals. (FWIW, I spend about as much as each of them, but I live in Italy—it would have been very hard for me to live on that little in Ireland.)