The prices range from ~$400/year for life insurance and membership fees if you’re young and healthy to ~$100,000 if you’re about to die and need to pay for it in full.
Presumably the $400/year should be expected to increase over time as you grow older and less healthy, and you should expect to end up contributing enough on average (one way or another) to pay that ~$100k when you finally die?
Upvoted because the idea is correct, but $100k is the upper end of the scale: Alcor charges $80,000 for neuropreservation (though $200,000 for whole-body, but really, why would you want that?); with Cryonics Institute you can get by with $28,000 for the cryopreservation and $1,250 for a lifetime membership (plus $120 per year until you can afford the $1,250); and Kriorus only charges $10k for neuropreservation.
I don’t expect there to be a way to cheat statistics: if the life policies all have the same payout, they most likely all have the same expected cost when you take into account interest rates. The insurance company wants to make money (in expectation), after all.
I hear it’s common to overestimate the cost of cryonics. Have you actually checked on the prices? If not, it may be lower than you think.
Full disclosure: I am not signed up for cryonics.
The prices range from ~$400/year for life insurance and membership fees if you’re young and healthy to ~$100,000 if you’re about to die and need to pay for it in full.
Presumably the $400/year should be expected to increase over time as you grow older and less healthy, and you should expect to end up contributing enough on average (one way or another) to pay that ~$100k when you finally die?
Upvoted because the idea is correct, but $100k is the upper end of the scale: Alcor charges $80,000 for neuropreservation (though $200,000 for whole-body, but really, why would you want that?); with Cryonics Institute you can get by with $28,000 for the cryopreservation and $1,250 for a lifetime membership (plus $120 per year until you can afford the $1,250); and Kriorus only charges $10k for neuropreservation.
Fixed rate life policies are available, but they tend to cost a bit more.
I don’t expect there to be a way to cheat statistics: if the life policies all have the same payout, they most likely all have the same expected cost when you take into account interest rates. The insurance company wants to make money (in expectation), after all.