The point of getting life insurance is not that it’s any less expensive (in expectation) than putting the money in the bank: it’s to hedge the risk that you will need to be cryopreserved before you’ve saved enough.
Which is why using it to argue that the cost is low is misleading, the same goes for dividing the cost by the number of days in your life.
Which is why using it to argue that the cost is low is misleading, the same goes for dividing the cost by the number of days in your life.