My odds aren’t that low, but I’m similarly pessimistic because of the flexibility of one particular step—recovery of my body in time for meaningful information preservation. Most people who die young die of accidents, not protracted illnesses, which means quick vitrification is extremely unlikely. Term life insurance is around an order of magnitude cheaper than whole life insurance, but it will only protect you while relatively young; leaving you on the hook during your retirement-at-fixed-income years where the bulk of the death probability distribution is, and where timely vitrification is likelier.
Clearly if you see larger costs as you age, then the incorrect course of action is to simply do nothing and find when you are old, you have no money to pay for the policy. If you don’t want to spend a large amount when you are old, then save now. Perhaps if you save/invest enough, you will have enough money to simply by a cryonics policy directly.
My odds aren’t that low, but I’m similarly pessimistic because of the flexibility of one particular step—recovery of my body in time for meaningful information preservation. Most people who die young die of accidents, not protracted illnesses, which means quick vitrification is extremely unlikely. Term life insurance is around an order of magnitude cheaper than whole life insurance, but it will only protect you while relatively young; leaving you on the hook during your retirement-at-fixed-income years where the bulk of the death probability distribution is, and where timely vitrification is likelier.
Clearly if you see larger costs as you age, then the incorrect course of action is to simply do nothing and find when you are old, you have no money to pay for the policy. If you don’t want to spend a large amount when you are old, then save now. Perhaps if you save/invest enough, you will have enough money to simply by a cryonics policy directly.