They could easily be said to have a high discount rate, and it’s consistent. They give a finite value (sum of an infinite series of discounted amounts) to the infinite amount of money they lose to get more two weeks early, and it’s always less than the added value of getting it two weeks early this month. I think many of them don’t actually discount that much, they just judge their expenses more by urgency than by importance.
They could easily be said to have a high discount rate, and it’s consistent. They give a finite value (sum of an infinite series of discounted amounts) to the infinite amount of money they lose to get more two weeks early, and it’s always less than the added value of getting it two weeks early this month. I think many of them don’t actually discount that much, they just judge their expenses more by urgency than by importance.