I will second Michael here, but will also ask why you would worry about having to pay back after a Friendly singularity. Surely the opportunity cost to you of needing to pay someone back post-singularity is so much greater than that pre-singularity that you can ignore the latter.
I will second Michael here, but will also ask why you would worry about having to pay back after a Friendly singularity. Surely the opportunity cost to you of needing to pay someone back post-singularity is so much greater than that pre-singularity that you can ignore the latter.