My rent, also in a small room in a Bay Area group house, is around $1050. This is an interesting group house phenomenon where if rent is $1800 on average, the good rooms go for $2600 and the bad ones have to be $1000 to balance out total rent. The best rooms in a group house are a limited supply good and bc people (or even couples) often are indifferent between group house with good social scene and a $4000 luxury 1bed, prices are roughly similar. There is lots of road noise, but I realized I could pay $1000 for extra-thick blackout curtains, smart lightbulbs, etc. to mitigate this, which has saved me thousands over the past couple of years.
As for everything else, my sense is it’s not for most people. To have expenses as low as OP’s you basically need to have only zero-cost or cost-saving hobbies like cooking and thrifting, and enjoy all aspects of them. I got into cooking at one point but didn’t like shopping and wanted to use moderately nice ingredients, so when cooking for my housemates the ingredients (from an expensive grocery store through Instacart) came out to $18/serving. A basic car is also super useful, bay area or not.
I am probably one of the people OP mentions, with a bunch of financial anxiety despite being able to save close to $100k/year, but this is largely due to a psychological block keeping me from investing most of my money.
My rent, also in a small room in a Bay Area group house, is around $1050. This is an interesting group house phenomenon where if rent is $1800 on average, the good rooms go for $2600 and the bad ones have to be $1000 to balance out total rent. The best rooms in a group house are a limited supply good and bc people (or even couples) often are indifferent between group house with good social scene and a $4000 luxury 1bed, prices are roughly similar. There is lots of road noise, but I realized I could pay $1000 for extra-thick blackout curtains, smart lightbulbs, etc. to mitigate this, which has saved me thousands over the past couple of years.
As for everything else, my sense is it’s not for most people. To have expenses as low as OP’s you basically need to have only zero-cost or cost-saving hobbies like cooking and thrifting, and enjoy all aspects of them. I got into cooking at one point but didn’t like shopping and wanted to use moderately nice ingredients, so when cooking for my housemates the ingredients (from an expensive grocery store through Instacart) came out to $18/serving. A basic car is also super useful, bay area or not.
I am probably one of the people OP mentions, with a bunch of financial anxiety despite being able to save close to $100k/year, but this is largely due to a psychological block keeping me from investing most of my money.