many banks are not set up well to handle High Weirdness even if it’s totally legit
Yeah, it really takes a remarkably small amount of High Weirdness to trigger problems with institutions. In my case: My official, legal address is a mail forwarding service, and my wife and I are legally residents of different states. Many digital systems including many banks and government systems literally won’t allow me to input my legal address. Getting health insurance not through an employer is messy and mostly useless for non-emergency care due to state-specific provider networks. We have to file our state tax returns on paper. And getting physical documents in the mail involves a delay of 2-5 weeks if it has to go through the forwarding system with enough leeway to ensure I don’t miss whatever it is. It was also lots of fun telling my credit card issuers I wanted to put a permanent travel notice on my accounts, not for a specific destination but just in general, because I would be traveling full time and in a new place every week or so, indefinitely.
Results are often much better if I either go to a branch in person and get to explain the situation to a human, or else work with a fully-digital institution that gives the people who handle the phones and online chats more discretion.
Yeah, it really takes a remarkably small amount of High Weirdness to trigger problems with institutions. In my case: My official, legal address is a mail forwarding service, and my wife and I are legally residents of different states. Many digital systems including many banks and government systems literally won’t allow me to input my legal address. Getting health insurance not through an employer is messy and mostly useless for non-emergency care due to state-specific provider networks. We have to file our state tax returns on paper. And getting physical documents in the mail involves a delay of 2-5 weeks if it has to go through the forwarding system with enough leeway to ensure I don’t miss whatever it is. It was also lots of fun telling my credit card issuers I wanted to put a permanent travel notice on my accounts, not for a specific destination but just in general, because I would be traveling full time and in a new place every week or so, indefinitely.
Results are often much better if I either go to a branch in person and get to explain the situation to a human, or else work with a fully-digital institution that gives the people who handle the phones and online chats more discretion.