I have plenty of money. If there’s something I know I want that’s easy to buy for a reasonable amount of money, I’ve already bought it. If someone gives me a gift that I wouldn’t have thought to buy for myself (but which I do in fact want once I’m aware of it) or would be hard for me to buy myself (e.g. because choosing the right version of that product requires research that I lack the knowledge for) or where I have some mental block that prevents me from admitting to myself that I want it, that’s significantly more valuable to me than cash would have been.
When I was a student and had very little money, I preferred cash.
I have plenty of money. If there’s something I know I want that’s easy to buy for a reasonable amount of money, I’ve already bought it. If someone gives me a gift that I wouldn’t have thought to buy for myself (but which I do in fact want once I’m aware of it) or would be hard for me to buy myself (e.g. because choosing the right version of that product requires research that I lack the knowledge for) or where I have some mental block that prevents me from admitting to myself that I want it, that’s significantly more valuable to me than cash would have been.
When I was a student and had very little money, I preferred cash.