From past experience working in insurance companies, my first guess would be:
Creating clones and spreading them throughout the multiverse to run a battery of tests for risk-susceptibility in a spacetime isolation bubble, and then producing a premium inversely proportional to the expected life-profitability of the clones studied. With typos in the stats and compound rounding errors (always rounding upwards).
From past experience working in insurance companies, my first guess would be:
Creating clones and spreading them throughout the multiverse to run a battery of tests for risk-susceptibility in a spacetime isolation bubble, and then producing a premium inversely proportional to the expected life-profitability of the clones studied. With typos in the stats and compound rounding errors (always rounding upwards).
That sounds fair enough; as long as the premiums are accurate.