Maybe the saved money itself during youth is not as important as starting a good habit. Then when you start making decent money, you already have a habit of saving them, and you are already familiar with how it works (you don’t have an “ugh” field about money and saving).
Maybe the saved money itself during youth is not as important as starting a good habit. Then when you start making decent money, you already have a habit of saving them, and you are already familiar with how it works (you don’t have an “ugh” field about money and saving).
strongly agree. I get a lot of mileage out of the rule of thumb “keep your lifestyle expenses a pay raise or two behind you.”
I agree—though there have been times when I was more frugal than in retrospect I wish I had been.