Well, first of all, if you set aside enough money for retirement, you can retire early. Example: If your retirement accounts are 84,000 dollars at 64, you probably aren’t retiring early. But if your retirement accounts are 84,000 dollars at 29, retiring early looks far more practical. Imagine being able to be retired at 50 instead of 65.
Second of all, if you have enough in your retirement accounts, rather than having your descendants support you, you can support your descendants. Personally, I think my descendants (in this case, my nephew, I don’t have any kids of my own yet) are awesome (happy bonding family brain chemicals are like that.) and would love to give to him support.
Third of all, if your government has a certain level of dysfunction, you may not trust your state to give you a good retirement plan.
Fourth of all… I don’t need to spend the money now for more utility. The marginal gains on money for utility trades are fairly pathetic right now. The best results I get are “luxury” food items because I actually have time to eat them. Other than that it’s a solid regiment of allocated time (even rest time is usually pretty well allocated doing social maintenance). And I can’t easily take vacation days with my current workload to only enjoy things. When I take vacation days (or honestly, even sick days) it’s usually to visit relatives, or run errands, or more social maintenance.
On the other hand, if I had more time (because I was retired) I could do all sorts of things with money to get utility.
Well, first of all, if you set aside enough money for retirement, you can retire early. Example: If your retirement accounts are 84,000 dollars at 64, you probably aren’t retiring early. But if your retirement accounts are 84,000 dollars at 29, retiring early looks far more practical. Imagine being able to be retired at 50 instead of 65.
Second of all, if you have enough in your retirement accounts, rather than having your descendants support you, you can support your descendants. Personally, I think my descendants (in this case, my nephew, I don’t have any kids of my own yet) are awesome (happy bonding family brain chemicals are like that.) and would love to give to him support.
Third of all, if your government has a certain level of dysfunction, you may not trust your state to give you a good retirement plan.
Fourth of all… I don’t need to spend the money now for more utility. The marginal gains on money for utility trades are fairly pathetic right now. The best results I get are “luxury” food items because I actually have time to eat them. Other than that it’s a solid regiment of allocated time (even rest time is usually pretty well allocated doing social maintenance). And I can’t easily take vacation days with my current workload to only enjoy things. When I take vacation days (or honestly, even sick days) it’s usually to visit relatives, or run errands, or more social maintenance.
On the other hand, if I had more time (because I was retired) I could do all sorts of things with money to get utility.