investing to maximize your long-term income and wealth potential makes a LOT more sense than saving for retirement
I get that the tax structuring in some countries makes the two seem like different things, but at least where I live(Canada), you can pretty freely relabel “retirement” money as “stuff I want to buy” money. (You pay tax on withdrawals, but given that deposits are pretax, it’s usually a wash). Savings made “for retirement” can easily be used differntly if medical technology does advance that far. If it doesn’t(which is my expectation, sadly), then I’ll still be able to retire when my body turns to shit.
I get that the tax structuring in some countries makes the two seem like different things, but at least where I live(Canada), you can pretty freely relabel “retirement” money as “stuff I want to buy” money. (You pay tax on withdrawals, but given that deposits are pretax, it’s usually a wash). Savings made “for retirement” can easily be used differntly if medical technology does advance that far. If it doesn’t(which is my expectation, sadly), then I’ll still be able to retire when my body turns to shit.