Credit cards are kind of an alternative to small claims court, and there are various reputational and other reasons that allow ordinary business to continue even if it is not in practice enforced by law.
True, but FWIW this essentially puts unintelligible enforcement in the hands of banks instead of the police. Which is probably a net improvement, especially under current conditions. But it does have its own costs. My wife is on the board of a nonprofit that last year got a donation, then the donor’s spouse didn’t recognize the charge and disputed it. The donor confirmed verbally and in writing, both to the nonprofit and to the credit card company, that the charge was valid. The nonprofit provided all requested documentation and another copy of the donor’s written confirmation. The credit card company refused both to reinstate the charge and to reverse the fee.
I walked around the neighborhood and took some photos.
As far as I’m concerned, this is almost literally zero evidence of anything, in any inhabited area, except to confirm or deny very specific, narrow claims. To assume otherwise you’d have to look my own photos from my last few years of traveling and believe no one ever goes to national parks and the visitation numbers and reports people write of crowding and bad behavior are all lies.
True, but FWIW this essentially puts unintelligible enforcement in the hands of banks instead of the police. Which is probably a net improvement, especially under current conditions. But it does have its own costs. My wife is on the board of a nonprofit that last year got a donation, then the donor’s spouse didn’t recognize the charge and disputed it. The donor confirmed verbally and in writing, both to the nonprofit and to the credit card company, that the charge was valid. The nonprofit provided all requested documentation and another copy of the donor’s written confirmation. The credit card company refused both to reinstate the charge and to reverse the fee.
As far as I’m concerned, this is almost literally zero evidence of anything, in any inhabited area, except to confirm or deny very specific, narrow claims. To assume otherwise you’d have to look my own photos from my last few years of traveling and believe no one ever goes to national parks and the visitation numbers and reports people write of crowding and bad behavior are all lies.