Index funds are available through a few million places these days—check your local bank, if it’s big enough to have an investments arm.
As for the 401k bit, that’s just tax avoidance(the single most important concept in finance). 401ks are tax shelters, where money can grow completely untaxed until withdrawal. I’m sure the UK has an equivalent—what’s your national retirement account of choice?
Index funds are available through a few million places these days—check your local bank, if it’s big enough to have an investments arm.
As for the 401k bit, that’s just tax avoidance(the single most important concept in finance). 401ks are tax shelters, where money can grow completely untaxed until withdrawal. I’m sure the UK has an equivalent—what’s your national retirement account of choice?