That’s only one angle, though. You could think of it like you’re giving $240 a year to a business that isn’t honestly earning it and helping perpetuate that. That’s how I took the second part of the advice—make sure you can justify the value. Otherwise that value could be going elsewhere, perhaps in a more deserving or useful place.
Yeah, I often refuse giving people money for something I don’t care about even if the impact of that on my wealth would be negligible just in order to not reward them.
That’s only one angle, though. You could think of it like you’re giving $240 a year to a business that isn’t honestly earning it and helping perpetuate that. That’s how I took the second part of the advice—make sure you can justify the value. Otherwise that value could be going elsewhere, perhaps in a more deserving or useful place.
Yeah, I often refuse giving people money for something I don’t care about even if the impact of that on my wealth would be negligible just in order to not reward them.