You have evidence that you do, in fact, take such risks, but, unless you considered the issue very carefully, you don’t know whether you really want to do so. Section 1 of Yvain’s consequentialism FAQ covers the concept of not knowing and then determining when you really want. (The rest of the FAQ is also good but not directly relevant to this discussion and I think you might disagree with much of it.)
You have evidence that you do, in fact, take such risks, but, unless you considered the issue very carefully, you don’t know whether you really want to do so. Section 1 of Yvain’s consequentialism FAQ covers the concept of not knowing and then determining when you really want. (The rest of the FAQ is also good but not directly relevant to this discussion and I think you might disagree with much of it.)