I think that in order to get to the claim that the additional work spent on identifying borrowers isn’t doing any good, we need additional facts about microlending (like brought up by Givewell in the 6 myths post).
Agreed. My argument isn’t adequate to make the case for this, I just wanted to report on a mistake I’d made.
Agreed. My argument isn’t adequate to make the case for this, I just wanted to report on a mistake I’d made.