Yeah, admittedly health is kind of a borderline case where it’s technically factual but in practice mostly operates as a standard value-claim because of low entanglement and high reason to care.
I basically agree with your claim that the heuristic is approximating (reason to care) + (low entanglement).
I actually find this kind of thinking quite useful. I mean, the particular policies proposed are probably pareto-suboptimal, but there’s a sound method in which we first ask “what policies would buy a lot more time?”, allowing for pretty bad policies as a first pass, and then think through how to achieve the same subgoals in more palatable ways.